Fast & Affordable Independent Legal Advice Certificates
For Personal Guarantors — Australia Wide. Online appointments. Fixed fee $595 inc GST.
Certified advice, without the wait
Highly Trained Lawyers
100+ years combined experience in loan documents and guarantor certification.
Fast & Simple
A streamlined, fully online process designed to get you certified quickly.
Fast Availability
Same-day appointments so you never hold up your settlement.
Fixed Fees
One transparent price — $595 inc GST per guarantor. No surprises.
Demand is high — book early to secure your appointment.
Who Needs Independent Legal Advice
Home Loan Guarantor
Mum, Dad, Husband or Wife guaranteeing your loan.
Business / Investment Loans
Directors or shareholders guaranteeing a loan.
SMSF
Members guaranteeing your loan.
How It Works
Obtain all loan documents from your lender.
Book online through our portal.
Verify your identity via text message.
Choose your appointment time in our live calendar.
Meet by video on your phone or desktop — no travel needed.
Receive your Independent Legal Advice Certificate.
Kevin Yau
An expert in banking and finance law, Kevin has practised as a banker, a mortgage broker, and now — for over 15 years — as a lawyer specialising in banking and finance law. He regularly advises clients and financial institutions on matters requiring independent legal advice.
Kevin is the principal of LW Williams and Associates, a law firm with a 90-year history spanning four generations.
One fixed fee. No surprises.
Independent Legal Advice Certificate
Fixed fee. No surprises.
Book Your Appointment
Choose a time that suits you. 100% online.
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Specialist advice for every guarantor scenario
Independent Legal Advice Certificate
Certificates for guarantors, borrowers and lenders before settlement.
Guarantor Legal Advice
For parents, spouses, directors and third-party guarantors.
Home Loan Guarantor Advice
Family guarantee arrangements for home loans and property.
Business Loan Guarantee Advice
For directors, shareholders and business owners on commercial finance.
SMSF Loan Legal Advice
For SMSF trustees and members on borrowing and guarantees.
Property Finance Legal Advice
Loan documents, mortgages and guarantees, residential & commercial.
Online Independent Legal Advice
Attend from anywhere in Australia. Certificates issued electronically.
Advice for Banks & Lenders
Satisfying requirements for major banks, non-banks and private finance.
Lenders We Work With
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We Service All of Australia
Online appointments available nationwide. Offices located in:
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Ready to Book Your Independent Legal Advice?
Fixed fee. 100% online. Same-day availability.